PT BANK OF INDIA INDONESIA Tbk
JL. H. SAMANHUDI NO. 37
JAKARTA 10710, INDONESIA
Telp : (021) 3500007 (hunting)
Fax : (021) 3808178
E-mail : Corporate
SWIFT BIC : BKIDIDJA
Management 
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Management
COMMISSIONERS PROFILE
Sudhiranjan Padhi
President Commissioner

Indian Citizen, 54 years old, graduated with Master of Arts degree in Mathematics from Utkal University in 1988. He is certified Associate of Indian Institute of Bankers (CAIIB) and holds Advanced Diploma in Computers. He joined Bank of India as a Direct Recruit Officer in 1990. Over the last 30 years he has worked in different functional areas covering general banking, advances, forex, information technology and international banking in domestic and foreign operations of the bank. In his current assignment he is posted as General Manager overseeing the functions of Digital Banking. In accordance with the decision of Deputy Banking Supervisory Commissioner KEP-34/PB.1/2021 dated 05 May 20021, his appointment for President Commissioner has been approved.
Sanjeev Bhalla
Commissioner

Sanjeev Bhalla is an Indian Citizen, 40 years old. He graduated as a Sloan Fellow (with special honors) from the London Business School in 2017 with a Master of Science (M.Sc.) in Strategy and Leadership, Master of Business Administration (PGDM, MBA eq.) from the Indian School of Business Hyderabad. in 2011 (passed on the Dean's List) and Bachelor of Technology from the Indian Roorkee Institute of Technology in 2004 (passed on the Dean's list). Currently as Commissioner of PT Bank of India Indonesia Tbk and as Group CEO at KNS group since 2021. Previously he was Associate Partner at McKinsey and Company Indonesia. Prior to McKinsey (2011-2016, 2018-2020), he also worked with Evalueserve (2004 to 2011) and Larsen & Toubro Limited (2004). His legal basis as Commissioner is in accordance with the decision of the Extraordinary GMS on 7 September 2021 issued by Notary Winter Sigiro, SH., MH. Has passed the fit and proper test from OJK on June 14, 2022
Lungguk Gultom
Independent Commissioners

Lungguk Gultom is an Indonesian citizen, 67 years old. Graduated with a Bachelor of Management degree from Parahyangan Catholic University in 1979. He has served as Independent Commissioner of PT Bank of India Indonesia Tbk since December 2021. The legal basis for his appointment as Independent Commissioner is in accordance with the results of the Extraordinary General Meeting of Shareholders (EGMS) on 9 December 2021 with Deed No.09 issued by Notary Winter Sigiro, SH., MH. His career started at PT Bank Niaga Tbk from 1982 to 1999 with various positions as Internal Auditor Staff, Credit Policy Division Head, Branch Manager, Banking Head, Chief Internal Audit/ Comptroller, Regional Area Manager, and Corporate Banking Group Head. From 1999 to 2001, he continued his career as Head of the Asset Management Investment Division at the National Bank Restructuring Agency (IBRA). Subsequently, he continued his career for 10 years from 2001 to 2011 at PT Bank Danamon Indonesia Tbk holding various positions from Risk Management Division Head and Internal Audit Division Head, Head of Compliance Division and Advisor to Director. From 2011 to 2013 he was appointed as a Member of the Audit Committee and Independent Risk Monitoring for PT Bank Commonwealth Indonesia and PT BPD Banten Tbk. From 2013 to 2017 he served as a member of the Board of Directors and in January 2017 was appointed as CEO. From 2017 to 2020, he served as Member of the Independent Audit Committee for PT Bank BNI 46 Tbk
Handadjaja Sulaiman
Independent Commissioner

Handadjaja Sulaiman is an Indonesian citizen, 63 years old, graduated in 1987 with a Master of Business Administration degree from California State University, Long Beach. has served as Independent Commissioner of PT Bank of India Indonesia Tbk since 2013 based on the Resolution of the Extraordinary GMS on 23 December 2013 and was last appointed as Independent Commissioner in accordance with the results of the Annual GMS on 26 June 2019. He started his career as a Construction Manager at the Mulia Group in 1983. Then he became Business Development in 1988. He then joined PT Procon Indah from 1990 to 2007 with his last position as Director. And in 2007 he became Executive Director at PT Cushman & Wakefield Indonesia, and until now he is still the Vice-Chairman. From 2018 to early 2019, he was a member of the Property Industry Working Group of the Economic and Industry Committee (KEIN), the Coordinating Ministry for the Economy and Industry of the Republic of Indonesia.
DIRECTORS PROFILE
Raharjo Satrio Unggul
President Director

Raharjo Satrio Unggul is an Indonesian citizen, 62 years old, graduated from the University of Indonesia in 1985. Served as President Director of PT Bank of India Indonesia Tbk in accordance with the results of the EGMS on 9 December 2021 with Deed No.09 issued by Notary Winter Sigiro, SH., MH. Most of his career was worked for PT Bank Niaga Tbk which later changed to PT CIMB Niaga Tbk which started as Quality Assurance & Audit Group Staff, Branch Managers, Regional Commercial Banking Head, Merchant Banking Group Executive Manager, Special Asset Management Group Head, Head Risk Management Group, Head of Consumer Finance Group, President Director of KITA Finance and President Director of CIMB Niaga Auto Finance. Until now, he is still the administrator of several Governance and Risk Management Associations.
Jayaprakash Bharathan
Vice President Director

Indian Citizen, 48 years, obtained a Masters in Computer Applications from Bharathidasan University in 1996 and also a Certified Associate of Indian Institute of Bankers (CAIIB). Joined Bank of India in 2001 as Direct Recruit Officer and held various positions such as Dealer in Head Office Treasury, Assistant Vice President of New York Branch, Area Manager of Chennai Cluster Branches, SME City Centre Head Navi Mumbai and Assistant General Manager of Head Office SME Department. In accordance with the decision of the Deputy Commissioner for Banking Supervision I No.Kep-33/PB.1/2021 dated May 6, 2021, he was approved to be appointed as Vice President Director and in accordance with the results of the EGMS on January 7, 2021 with Deed No.04 issued by a Notary Winter Sigiro, SH., MH
Carolina Dina Rusdiana
Operational Director

Indonesian citizen, born April 29, 1962 with her last education at the Faculty of Social and Political Sciences, University of Indonesia Jakarta. Started his career at Citibank NA Jakarta as EDP Trainee and Marketing Officer in 1985-1986. And then later had a career in several banks such as PT Bank Niaga, Tbk in 1986-2001, also concurrently serving as President Commissioner/Commissioner in several subsidiaries of PT Bank Niaga, Tbk. 2001-2004 as Head of Consumer Business at PT Bank Danamon, Tbk. In 2004-2005 as Senior Advisor at PT CIMB Niaga, Tbk and in 2005-2008 as President Director at PT Saseka Gelora Finance (CIMB Niaga Group). In 2008-2012 at PT Bank Mega, Tbk as Head of Credit Business. Subsequently in 2012-2013 served as Director at PT Bank ICB Bumiputera, Tbk. In 2013-2018 as Director at PT Permodalan Nasional Madani Persero (BUMN) and concurrently as President Commissioner of PT Mitra Usaha Madani and Commissioner of PT Mitra Proteksi Mandani (PNM Group). Last 2018- March 2022 as President Director at PT Intan Baruprana Finance, Tbk before finally joining PT Bank of India Indonesia, Tbk. (In accordance with the decision of Deputy Commissioner of Banking Supervision I OJK No.Kep-59/PB.1/2022 dated 31 October 2022 she was approved for her appointment as Director of Operations at PT. Bank of India Indonesia, Tbk)
Dennis Kusuma Halim
Compliance Director

Dennis Kusuma Halim, 56 years old is an Indonesian citizen. He received his Bachelor of Business Management from Pamantasan Ng Lungsod Ng Maynila (University of the City of Manila, Philippines) and also holds certification in the area of Bank Risk Management (level-4). He started his 33 years of experience in financial sectors at PT Bank Umum Nasional in 1988 as Account Officer, and later he has extensive exposures in Branch Banking during his services with PT Bank Dagang Nasional Indonesia, PT Bank Dewa Rutji, PT Bank Panin Tbk, and PT Bank UOBI Indonesia until 2001. In last 15 years, Dennis is active involved in the multi-finance industry for both in companies and association (IFSA), started in 2005 at PT Mandiri Tunas Finance where he served as GM and VP Marketing, VP Credit-Risk Management-Operations, and SVP Strategy and Performance Management. He also served in PT Bentara Sinergies Multifinance with his last position as Deputy Director Risk Management & Compliance. He has also served as Business Director in PT Bank Ganesha. Most recently he served as Designated Director at PT. Woka Internasional before finally joining PT. Bank of India Indonesia. (In accordance with the decision of the Deputy Commissioner for Banking Supervision I OJK No.Kep-47/PB.1/2022 on 7 September 2022, he was approved to be appointed as Compliance Director of PT. Bank of India Indonesia, Tbk.).
Chandra Sekhar Mukherjee (*)
Director of Credit & International Banking

Indian citizen, 51 years old, obtained B.COM majoring in Commerce from University of Calcutta in 1991 and also Certified Associate of Indian Institute of Bankers (CAIIB) in 2009. Started his career at Bank of India since March 1992, and has worked at Bank of India for 30 years with various positions such as Clerk, Credit Officer, Relationship Manager at Bank of India Mumbai Large Corporate Branch, Chief Manager and Head of SME Credit Committee I & member of Credit Committee II. Currently he serves as Assistant General Manager at Bank of India Bharat Diamond Bourse Branch, Mumbai North. He was appointed as Director of Credit & International Banking of PT. Bank of India Indonesia, Tbk in accordance with the decision of the Extraordinary General Meeting of Shareholders on November 15, 2022. (*)
CORPORATE SECRETARY PROFILE
Carolina Dina Rusdiana
Corporate Secretary

Indonesian citizen, born April 29, 1962 with her last education at the Faculty of Social and Political Sciences, University of Indonesia Jakarta. Started his career at Citibank NA Jakarta as EDP Trainee and Marketing Officer in 1985-1986. And then later had a career in several banks such as PT Bank Niaga, Tbk in 1986-2001, also concurrently serving as President Commissioner/Commissioner in several subsidiaries of PT Bank Niaga, Tbk. 2001-2004 as Head of Consumer Business at PT Bank Danamon, Tbk. In 2004-2005 as Senior Advisor at PT CIMB Niaga, Tbk and in 2005-2008 as President Director at PT Saseka Gelora Finance (CIMB Niaga Group). In 2008-2012 at PT Bank Mega, Tbk as Head of Credit Business. Subsequently in 2012-2013 served as Director at PT Bank ICB Bumiputera, Tbk. In 2013-2018 as Director at PT Permodalan Nasional Madani Persero (BUMN) and concurrently as President Commissioner of PT Mitra Usaha Madani and Commissioner of PT Mitra Proteksi Mandani (PNM Group). Last 2018- March 2022 as President Director at PT Intan Baruprana Finance, Tbk before finally joining PT Bank of India Indonesia, Tbk. The legal basis for his appointment as Corporate Secretary is in accordance with Bank Decree No.197/KP-HCT/SK/HSD/XII/2022 concerning Appointment of Corporate Secretary of PT. Bank of India Indonesia, Tbk December 29, 2022.